Call reports 2021
BANK OF THE PACIFIC — 2021
What BANK OF THE PACIFIC reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,244,404,000 | 1,290,111,000 | 1,336,038,000 | 1,319,331,000 |
| Total loans | 738,621,000 | 728,384,000 | 679,123,000 | 634,437,000 |
| Allowance for loan losses | 10,721,000 | 9,078,000 | 8,527,000 | 8,297,000 |
| Securities available for sale | 136,441,000 | 157,425,000 | 222,656,000 | 232,947,000 |
| Securities held to maturity | 913,000 | 855,000 | 846,000 | 788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,099,557,000 | 1,144,452,000 | 1,195,173,000 | 1,179,204,000 |
| Interest-bearing deposits | 709,210,000 | 677,515,000 | 701,314,000 | 686,785,000 |
| Noninterest-bearing deposits | 390,347,000 | 466,937,000 | 493,859,000 | 492,419,000 |
| Equity capital | 127,597,000 | 130,338,000 | 130,058,000 | 130,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,627,000 | 18,962,000 | 28,950,000 | 38,169,000 |
| Interest expense | 328,000 | 594,000 | 820,000 | 1,022,000 |
| Net interest income | 9,299,000 | 18,368,000 | 28,130,000 | 37,147,000 |
| Noninterest income | 5,148,000 | 9,745,000 | 12,895,000 | 15,712,000 |
| Noninterest expense | 10,393,000 | 20,767,000 | 31,037,000 | 40,263,000 |
| Provision for loan losses | -1,400,000 | -3,000,000 | -3,500,000 | -3,650,000 |
| Pretax income | 5,454,000 | 10,346,000 | 13,488,000 | 16,246,000 |
| Income tax | 1,075,000 | 2,089,000 | 2,498,000 | 3,021,000 |
| Net income | 4,379,000 | 8,257,000 | 10,990,000 | 13,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,839,000 | 113,970,000 | 114,946,000 | 115,733,000 |
| Total capital | 120,934,000 | 123,251,000 | 123,676,000 | 124,234,000 |
| Risk-weighted assets | 725,746,000 | 742,983,000 | 718,380,000 | 706,964,000 |