Call reports 2019
BANK OF THE PACIFIC — 2019
What BANK OF THE PACIFIC reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 902,813,000 | 923,940,000 | 944,131,000 | 928,657,000 |
| Total loans | 699,010,000 | 707,173,000 | 706,375,000 | 694,547,000 |
| Allowance for loan losses | 9,056,000 | 9,046,000 | 9,017,000 | 8,993,000 |
| Securities available for sale | 118,861,000 | 102,937,000 | 98,046,000 | 102,076,000 |
| Securities held to maturity | 1,221,000 | 1,134,000 | 1,095,000 | 1,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 776,628,000 | 795,844,000 | 816,486,000 | 799,376,000 |
| Interest-bearing deposits | 544,880,000 | 546,305,000 | 550,852,000 | 553,628,000 |
| Noninterest-bearing deposits | 231,748,000 | 249,539,000 | 265,634,000 | 245,748,000 |
| Equity capital | 108,983,000 | 113,372,000 | 115,490,000 | 117,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,475,000 | 21,140,000 | 31,960,000 | 42,540,000 |
| Interest expense | 597,000 | 1,192,000 | 1,781,000 | 2,388,000 |
| Net interest income | 9,878,000 | 19,948,000 | 30,179,000 | 40,152,000 |
| Noninterest income | 2,279,000 | 5,410,000 | 9,317,000 | 12,806,000 |
| Noninterest expense | 8,329,000 | 16,907,000 | 26,192,000 | 35,176,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,828,000 | 8,553,000 | 13,406,000 | 17,884,000 |
| Income tax | 727,000 | 1,689,000 | 2,617,000 | 3,522,000 |
| Net income | 3,101,000 | 6,864,000 | 10,789,000 | 14,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,130,000 | 98,648,000 | 100,228,000 | 102,606,000 |
| Total capital | 104,367,000 | 107,877,000 | 109,428,000 | 111,783,000 |
| Risk-weighted assets | 756,398,000 | 772,145,000 | 773,777,000 | 769,813,000 |