Call reports 2018
BANK OF THE PACIFIC — 2018
What BANK OF THE PACIFIC reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 899,712,000 | 885,818,000 | 935,681,000 | 907,088,000 |
| Total loans | 699,672,000 | 711,021,000 | 699,837,000 | 709,307,000 |
| Allowance for loan losses | 9,141,000 | 9,143,000 | 9,067,000 | 9,049,000 |
| Securities available for sale | 104,759,000 | 105,824,000 | 102,990,000 | 121,322,000 |
| Securities held to maturity | 740,000 | 1,289,000 | 1,280,000 | 1,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 785,436,000 | 767,548,000 | 815,490,000 | 787,111,000 |
| Interest-bearing deposits | 530,743,000 | 528,363,000 | 552,624,000 | 541,364,000 |
| Noninterest-bearing deposits | 254,693,000 | 239,185,000 | 262,866,000 | 245,747,000 |
| Equity capital | 98,183,000 | 100,768,000 | 103,076,000 | 104,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,661,000 | 19,575,000 | 30,107,000 | 40,792,000 |
| Interest expense | 472,000 | 967,000 | 1,520,000 | 2,085,000 |
| Net interest income | 9,189,000 | 18,608,000 | 28,587,000 | 38,707,000 |
| Noninterest income | 2,124,000 | 4,596,000 | 7,045,000 | 9,285,000 |
| Noninterest expense | 8,471,000 | 16,934,000 | 25,222,000 | 33,390,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,842,000 | 6,270,000 | 10,410,000 | 14,602,000 |
| Income tax | 495,000 | 1,123,000 | 1,918,000 | 2,674,000 |
| Net income | 2,347,000 | 5,147,000 | 8,492,000 | 11,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,166,000 | 88,976,000 | 91,779,000 | 92,224,000 |
| Total capital | 95,326,000 | 98,303,000 | 101,030,000 | 101,454,000 |
| Risk-weighted assets | 743,499,000 | 761,625,000 | 746,786,000 | 763,462,000 |