Call reports 2017
BANK OF THE PACIFIC — 2017
What BANK OF THE PACIFIC reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 871,673,000 | 877,269,000 | 919,913,000 | 894,049,000 |
| Total loans | 679,227,000 | 678,266,000 | 690,019,000 | 698,205,000 |
| Allowance for loan losses | 9,217,000 | 9,090,000 | 9,212,000 | 9,092,000 |
| Securities available for sale | 109,113,000 | 106,826,000 | 110,310,000 | 109,940,000 |
| Securities held to maturity | 849,000 | 806,000 | 776,000 | 750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 762,001,000 | 764,665,000 | 798,106,000 | 779,965,000 |
| Interest-bearing deposits | 532,435,000 | 527,404,000 | 536,844,000 | 525,881,000 |
| Noninterest-bearing deposits | 229,566,000 | 237,261,000 | 261,262,000 | 254,084,000 |
| Equity capital | 94,193,000 | 96,484,000 | 98,627,000 | 97,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,823,000 | 17,996,000 | 27,456,000 | 37,135,000 |
| Interest expense | 534,000 | 1,031,000 | 1,529,000 | 2,023,000 |
| Net interest income | 8,289,000 | 16,965,000 | 25,927,000 | 35,112,000 |
| Noninterest income | 2,055,000 | 4,729,000 | 7,212,000 | 9,719,000 |
| Noninterest expense | 8,013,000 | 16,421,000 | 24,452,000 | 32,351,000 |
| Provision for loan losses | 122,000 | 122,000 | 272,000 | 272,000 |
| Pretax income | 2,288,000 | 5,230,000 | 8,494,000 | 12,217,000 |
| Income tax | 536,000 | 1,475,000 | 2,437,000 | 4,558,000 |
| Net income | 1,752,000 | 3,755,000 | 6,057,000 | 7,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,444,000 | 83,125,000 | 85,282,000 | 84,568,000 |
| Total capital | 90,494,000 | 92,242,000 | 94,576,000 | 93,818,000 |
| Risk-weighted assets | 723,673,000 | 729,230,000 | 743,478,000 | 739,980,000 |