Call reports 2016
BANK OF THE PACIFIC — 2016
What BANK OF THE PACIFIC reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 828,600,000 | 843,346,000 | 895,659,000 | 890,346,000 |
| Total loans | 652,822,000 | 654,146,000 | 663,177,000 | 664,376,000 |
| Allowance for loan losses | 8,552,000 | 8,700,000 | 8,960,000 | 9,192,000 |
| Securities available for sale | 94,319,000 | 101,819,000 | 99,083,000 | 111,296,000 |
| Securities held to maturity | 1,686,000 | 1,641,000 | 1,275,000 | 859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 722,880,000 | 734,483,000 | 783,987,000 | 782,375,000 |
| Interest-bearing deposits | 528,065,000 | 538,124,000 | 551,263,000 | 546,100,000 |
| Noninterest-bearing deposits | 194,815,000 | 196,359,000 | 232,724,000 | 236,275,000 |
| Equity capital | 90,848,000 | 93,060,000 | 94,930,000 | 92,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,637,000 | 17,171,000 | 25,921,000 | 34,822,000 |
| Interest expense | 540,000 | 1,088,000 | 1,630,000 | 2,168,000 |
| Net interest income | 8,097,000 | 16,083,000 | 24,291,000 | 32,654,000 |
| Noninterest income | 2,415,000 | 5,297,000 | 8,259,000 | 10,619,000 |
| Noninterest expense | 8,100,000 | 15,945,000 | 23,994,000 | 32,341,000 |
| Provision for loan losses | 262,000 | 538,000 | 814,000 | 998,000 |
| Pretax income | 2,156,000 | 4,903,000 | 7,748,000 | 9,940,000 |
| Income tax | 545,000 | 1,317,000 | 2,188,000 | 2,838,000 |
| Net income | 1,611,000 | 3,586,000 | 5,560,000 | 7,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,060,000 | 78,789,000 | 80,766,000 | 79,963,000 |
| Total capital | 85,507,000 | 87,506,000 | 89,683,000 | 88,870,000 |
| Risk-weighted assets | 675,476,000 | 697,188,000 | 713,168,000 | 711,981,000 |