Call reports 2015
BANK OF THE PACIFIC — 2015
What BANK OF THE PACIFIC reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 761,440,000 | 785,889,000 | 814,206,000 | 823,502,000 |
| Total loans | 583,563,000 | 620,044,000 | 619,274,000 | 637,669,000 |
| Allowance for loan losses | 8,254,000 | 8,348,000 | 8,756,000 | 8,317,000 |
| Securities available for sale | 93,194,000 | 89,244,000 | 87,979,000 | 100,024,000 |
| Securities held to maturity | 1,815,000 | 1,731,000 | 1,723,000 | 1,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 657,355,000 | 664,883,000 | 705,237,000 | 717,101,000 |
| Interest-bearing deposits | 489,848,000 | 494,272,000 | 525,754,000 | 529,498,000 |
| Noninterest-bearing deposits | 167,507,000 | 170,611,000 | 179,483,000 | 187,603,000 |
| Equity capital | 86,679,000 | 87,974,000 | 90,137,000 | 88,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,558,000 | 15,528,000 | 23,635,000 | 31,895,000 |
| Interest expense | 449,000 | 915,000 | 1,418,000 | 1,952,000 |
| Net interest income | 7,109,000 | 14,613,000 | 22,217,000 | 29,943,000 |
| Noninterest income | 1,816,000 | 4,358,000 | 6,881,000 | 9,079,000 |
| Noninterest expense | 7,277,000 | 14,761,000 | 22,345,000 | 30,169,000 |
| Provision for loan losses | 30,000 | 217,000 | 382,000 | 581,000 |
| Pretax income | 1,618,000 | 4,045,000 | 6,424,000 | 8,325,000 |
| Income tax | 287,000 | 898,000 | 1,493,000 | 2,083,000 |
| Net income | 1,331,000 | 3,147,000 | 4,931,000 | 6,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,590,000 | 75,409,000 | 76,996,000 | 75,815,000 |
| Total capital | 81,281,000 | 83,582,000 | 85,010,000 | 84,057,000 |
| Risk-weighted assets | 615,297,000 | 653,515,000 | 640,246,000 | 659,210,000 |