Call reports 2014
BANK OF THE PACIFIC — 2014
What BANK OF THE PACIFIC reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 717,008,000 | 719,040,000 | 748,615,000 | 744,152,000 |
| Total loans | 526,550,000 | 554,915,000 | 560,301,000 | 568,886,000 |
| Allowance for loan losses | 8,288,000 | 8,315,000 | 8,255,000 | 8,353,000 |
| Securities available for sale | 95,129,000 | 88,713,000 | 89,328,000 | 87,439,000 |
| Securities held to maturity | 2,110,000 | 1,871,000 | 1,857,000 | 1,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,711,000 | 619,536,000 | 645,319,000 | 641,639,000 |
| Interest-bearing deposits | 467,540,000 | 462,347,000 | 461,745,000 | 473,294,000 |
| Noninterest-bearing deposits | 153,171,000 | 157,189,000 | 183,574,000 | 168,345,000 |
| Equity capital | 81,350,000 | 83,636,000 | 84,953,000 | 84,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,085,000 | 14,422,000 | 21,822,000 | 29,158,000 |
| Interest expense | 470,000 | 951,000 | 1,408,000 | 1,884,000 |
| Net interest income | 6,615,000 | 13,471,000 | 20,414,000 | 27,274,000 |
| Noninterest income | 1,588,000 | 3,714,000 | 5,946,000 | 7,965,000 |
| Noninterest expense | 6,652,000 | 13,464,000 | 20,447,000 | 27,426,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 300,000 |
| Pretax income | 1,558,000 | 3,623,000 | 5,752,000 | 7,552,000 |
| Income tax | 305,000 | 708,000 | 1,257,000 | 1,945,000 |
| Net income | 1,253,000 | 2,915,000 | 4,495,000 | 5,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,685,000 | 70,357,000 | 71,698,000 | 71,392,000 |
| Total capital | 75,444,000 | 77,420,000 | 78,817,000 | 78,672,000 |
| Risk-weighted assets | 539,185,000 | 563,754,000 | 568,402,000 | 581,305,000 |