Call reports 2013
BANK OF THE PACIFIC — 2013
What BANK OF THE PACIFIC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 663,961,000 | 686,026,000 | 715,441,000 | 704,607,000 |
| Total loans | 483,108,000 | 485,435,000 | 493,966,000 | 512,431,000 |
| Allowance for loan losses | 9,348,000 | 8,962,000 | 8,806,000 | 8,359,000 |
| Securities available for sale | 70,372,000 | 86,543,000 | 91,742,000 | 96,144,000 |
| Securities held to maturity | 6,919,000 | 3,008,000 | 2,387,000 | 2,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,261,000 | 591,430,000 | 619,084,000 | 609,829,000 |
| Interest-bearing deposits | 440,328,000 | 465,562,000 | 462,754,000 | 462,319,000 |
| Noninterest-bearing deposits | 128,933,000 | 125,868,000 | 156,330,000 | 147,510,000 |
| Equity capital | 80,408,000 | 79,700,000 | 81,305,000 | 79,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,271,000 | 12,871,000 | 19,476,000 | 26,290,000 |
| Interest expense | 628,000 | 1,214,000 | 1,741,000 | 2,243,000 |
| Net interest income | 5,643,000 | 11,657,000 | 17,735,000 | 24,047,000 |
| Noninterest income | 2,215,000 | 4,985,000 | 7,028,000 | 8,634,000 |
| Noninterest expense | 7,003,000 | 14,645,000 | 21,459,000 | 28,195,000 |
| Provision for loan losses | 0 | -450,000 | -450,000 | -450,000 |
| Pretax income | 913,000 | 2,800,000 | 4,117,000 | 5,304,000 |
| Income tax | 88,000 | 461,000 | 710,000 | 1,096,000 |
| Net income | 825,000 | 2,339,000 | 3,407,000 | 4,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,538,000 | 67,548,000 | 68,632,000 | 67,420,000 |
| Total capital | 73,468,000 | 73,633,000 | 74,975,000 | 74,036,000 |
| Risk-weighted assets | 471,017,000 | 483,961,000 | 504,999,000 | 527,527,000 |