Call reports 2012
BANK OF THE PACIFIC — 2012
What BANK OF THE PACIFIC reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 643,703,000 | 632,742,000 | 643,642,000 | 643,286,000 |
| Total loans | 478,955,000 | 479,265,000 | 487,700,000 | 461,146,000 |
| Allowance for loan losses | 10,863,000 | 11,064,000 | 11,157,000 | 9,358,000 |
| Securities available for sale | 49,515,000 | 53,155,000 | 51,703,000 | 61,106,000 |
| Securities held to maturity | 6,997,000 | 6,871,000 | 6,847,000 | 6,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,739,000 | 539,556,000 | 548,393,000 | 548,416,000 |
| Interest-bearing deposits | 452,133,000 | 433,340,000 | 424,893,000 | 433,105,000 |
| Noninterest-bearing deposits | 98,606,000 | 106,216,000 | 123,500,000 | 115,311,000 |
| Equity capital | 78,450,000 | 78,369,000 | 80,047,000 | 79,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,026,000 | 14,055,000 | 20,805,000 | 27,475,000 |
| Interest expense | 900,000 | 1,723,000 | 2,481,000 | 3,178,000 |
| Net interest income | 6,126,000 | 12,332,000 | 18,324,000 | 24,297,000 |
| Noninterest income | 1,799,000 | 3,927,000 | 6,100,000 | 8,097,000 |
| Noninterest expense | 6,453,000 | 13,065,000 | 19,706,000 | 26,872,000 |
| Provision for loan losses | 100,000 | 400,000 | 400,000 | -1,100,000 |
| Pretax income | 1,312,000 | 2,788,000 | 4,217,000 | 6,592,000 |
| Income tax | 181,000 | 437,000 | 717,000 | 1,401,000 |
| Net income | 1,131,000 | 2,351,000 | 3,500,000 | 5,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,152,000 | 65,973,000 | 67,122,000 | 66,712,000 |
| Total capital | 72,002,000 | 71,702,000 | 72,870,000 | 72,336,000 |
| Risk-weighted assets | 462,967,000 | 453,021,000 | 454,438,000 | 446,064,000 |