Call reports 2011
BANK OF THE PACIFIC — 2011
What BANK OF THE PACIFIC reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 637,371,000 | 642,650,000 | 652,563,000 | 640,272,000 |
| Total loans | 475,218,000 | 486,199,000 | 485,553,000 | 488,693,000 |
| Allowance for loan losses | 10,774,000 | 10,966,000 | 10,923,000 | 11,127,000 |
| Securities available for sale | 45,668,000 | 47,990,000 | 50,635,000 | 47,652,000 |
| Securities held to maturity | 6,424,000 | 7,151,000 | 7,131,000 | 7,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,729,000 | 544,364,000 | 561,324,000 | 548,406,000 |
| Interest-bearing deposits | 453,756,000 | 451,502,000 | 458,410,000 | 439,151,000 |
| Noninterest-bearing deposits | 84,973,000 | 92,862,000 | 102,914,000 | 109,255,000 |
| Equity capital | 74,155,000 | 75,168,000 | 77,002,000 | 77,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,352,000 | 14,655,000 | 22,052,000 | 29,278,000 |
| Interest expense | 1,554,000 | 2,992,000 | 4,252,000 | 5,240,000 |
| Net interest income | 5,798,000 | 11,663,000 | 17,800,000 | 24,038,000 |
| Noninterest income | 1,414,000 | 2,761,000 | 4,293,000 | 6,187,000 |
| Noninterest expense | 6,264,000 | 12,808,000 | 18,015,000 | 24,350,000 |
| Provision for loan losses | 500,000 | 500,000 | 1,550,000 | 2,500,000 |
| Pretax income | 558,000 | 1,300,000 | 2,821,000 | 3,743,000 |
| Income tax | -56,000 | -114,000 | 97,000 | 333,000 |
| Net income | 614,000 | 1,414,000 | 2,724,000 | 3,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,226,000 | 63,025,000 | 64,336,000 | 65,022,000 |
| Total capital | 68,099,000 | 69,042,000 | 70,267,000 | 70,948,000 |
| Risk-weighted assets | 464,914,000 | 476,421,000 | 469,456,000 | 471,470,000 |