Call reports 2010
BANK OF THE PACIFIC — 2010
What BANK OF THE PACIFIC reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 644,953,000 | 639,183,000 | 633,019,000 | 643,094,000 |
| Total loans | 492,590,000 | 480,878,000 | 485,985,000 | 474,899,000 |
| Allowance for loan losses | 11,827,000 | 11,244,000 | 11,511,000 | 10,617,000 |
| Securities available for sale | 42,812,000 | 42,197,000 | 43,591,000 | 41,663,000 |
| Securities held to maturity | 6,778,000 | 6,642,000 | 6,614,000 | 6,454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,324,000 | 539,414,000 | 534,779,000 | 545,532,000 |
| Interest-bearing deposits | 462,151,000 | 457,099,000 | 443,702,000 | 449,838,000 |
| Noninterest-bearing deposits | 83,173,000 | 82,315,000 | 91,077,000 | 95,694,000 |
| Equity capital | 71,179,000 | 72,647,000 | 73,725,000 | 73,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,914,000 | 15,655,000 | 23,271,000 | 30,799,000 |
| Interest expense | 2,091,000 | 4,027,000 | 5,774,000 | 7,423,000 |
| Net interest income | 5,823,000 | 11,628,000 | 17,497,000 | 23,376,000 |
| Noninterest income | 1,500,000 | 3,776,000 | 5,788,000 | 8,014,000 |
| Noninterest expense | 6,014,000 | 12,461,000 | 18,721,000 | 26,137,000 |
| Provision for loan losses | 800,000 | 2,000,000 | 2,850,000 | 3,600,000 |
| Pretax income | 738,000 | 1,345,000 | 2,116,000 | 2,075,000 |
| Income tax | -84,000 | -158,000 | -60,000 | -304,000 |
| Net income | 822,000 | 1,503,000 | 2,176,000 | 2,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,913,000 | 60,630,000 | 61,338,000 | 61,577,000 |
| Total capital | 65,948,000 | 66,506,000 | 67,290,000 | 67,401,000 |
| Risk-weighted assets | 477,044,000 | 464,720,000 | 470,574,000 | 461,144,000 |