Call reports 2009
BANK OF THE PACIFIC — 2009
What BANK OF THE PACIFIC reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 653,082,000 | 667,693,000 | 680,837,000 | 667,339,000 |
| Total loans | 503,172,000 | 495,145,000 | 493,436,000 | 493,658,000 |
| Allowance for loan losses | 8,040,000 | 10,203,000 | 11,580,000 | 11,092,000 |
| Securities available for sale | 41,055,000 | 49,324,000 | 54,425,000 | 53,677,000 |
| Securities held to maturity | 6,849,000 | 7,623,000 | 7,558,000 | 7,449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,101,000 | 566,751,000 | 579,567,000 | 568,400,000 |
| Interest-bearing deposits | 478,594,000 | 486,169,000 | 493,031,000 | 481,649,000 |
| Noninterest-bearing deposits | 70,507,000 | 80,582,000 | 86,536,000 | 86,751,000 |
| Equity capital | 61,991,000 | 66,034,000 | 72,400,000 | 70,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,262,000 | 16,436,000 | 24,721,000 | 32,745,000 |
| Interest expense | 2,656,000 | 5,535,000 | 8,151,000 | 10,454,000 |
| Net interest income | 5,606,000 | 10,901,000 | 16,570,000 | 22,291,000 |
| Noninterest income | 1,969,000 | 4,222,000 | 6,095,000 | 6,524,000 |
| Noninterest expense | 6,542,000 | 14,570,000 | 21,598,000 | 29,392,000 |
| Provision for loan losses | 1,787,000 | 5,374,000 | 8,544,000 | 9,944,000 |
| Pretax income | -451,000 | -4,518,000 | -7,058,000 | -10,037,000 |
| Income tax | -353,000 | -2,400,000 | -3,352,000 | -4,519,000 |
| Net income | -98,000 | -2,118,000 | -3,706,000 | -5,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,369,000 | 55,384,000 | 60,832,000 | 59,055,000 |
| Total capital | 58,701,000 | 61,783,000 | 67,233,000 | 65,368,000 |
| Risk-weighted assets | 504,875,000 | 508,125,000 | 506,917,000 | 500,230,000 |