Call reports 2008
BANK OF THE PACIFIC — 2008
What BANK OF THE PACIFIC reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 574,740,000 | 580,492,000 | 587,024,000 | 623,289,000 |
| Total loans | 460,719,000 | 469,775,000 | 476,370,000 | 496,449,000 |
| Allowance for loan losses | 5,120,000 | 6,654,000 | 6,559,000 | 7,623,000 |
| Securities available for sale | 45,676,000 | 44,719,000 | 38,817,000 | 49,493,000 |
| Securities held to maturity | 4,300,000 | 4,619,000 | 5,090,000 | 6,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,051,000 | 468,606,000 | 469,039,000 | 511,820,000 |
| Interest-bearing deposits | 380,624,000 | 380,344,000 | 381,899,000 | 431,241,000 |
| Noninterest-bearing deposits | 84,427,000 | 88,262,000 | 87,140,000 | 80,579,000 |
| Equity capital | 64,678,000 | 63,420,000 | 63,959,000 | 62,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,912,000 | 17,167,000 | 25,605,000 | 33,618,000 |
| Interest expense | 3,263,000 | 5,843,000 | 8,430,000 | 11,134,000 |
| Net interest income | 5,649,000 | 11,324,000 | 17,175,000 | 22,484,000 |
| Noninterest income | 1,203,000 | 2,489,000 | 3,544,000 | 5,194,000 |
| Noninterest expense | 5,033,000 | 10,477,000 | 15,796,000 | 21,294,000 |
| Provision for loan losses | 126,000 | 2,354,000 | 2,954,000 | 4,791,000 |
| Pretax income | 1,693,000 | 982,000 | 1,804,000 | 1,428,000 |
| Income tax | 339,000 | -141,000 | 72,000 | -561,000 |
| Net income | 1,354,000 | 1,123,000 | 1,732,000 | 1,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,211,000 | 51,688,000 | 52,489,000 | 52,181,000 |
| Total capital | 57,331,000 | 57,474,000 | 58,367,000 | 58,470,000 |
| Risk-weighted assets | 447,191,000 | 461,986,000 | 469,541,000 | 501,773,000 |