Call reports 2006
BANK OF THE PACIFIC — 2006
What BANK OF THE PACIFIC reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 499,644,000 | 517,270,000 | 542,517,000 | 559,345,000 |
| Total loans | 401,908,000 | 420,629,000 | 412,200,000 | 437,263,000 |
| Allowance for loan losses | 5,202,000 | 5,233,000 | 5,231,000 | 4,033,000 |
| Securities available for sale | 29,363,000 | 30,623,000 | 35,151,000 | 36,608,000 |
| Securities held to maturity | 6,418,000 | 6,308,000 | 6,245,000 | 6,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,726,000 | 429,711,000 | 453,276,000 | 472,024,000 |
| Interest-bearing deposits | 337,076,000 | 347,768,000 | 360,777,000 | 375,184,000 |
| Noninterest-bearing deposits | 81,650,000 | 81,943,000 | 92,499,000 | 96,840,000 |
| Equity capital | 52,722,000 | 62,489,000 | 64,330,000 | 61,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,085,000 | 16,811,000 | 26,541,000 | 36,303,000 |
| Interest expense | 2,374,000 | 5,103,000 | 8,364,000 | 11,789,000 |
| Net interest income | 5,711,000 | 11,708,000 | 18,177,000 | 24,514,000 |
| Noninterest income | 946,000 | 2,030,000 | 3,129,000 | 4,156,000 |
| Noninterest expense | 4,259,000 | 8,643,000 | 13,196,000 | 17,830,000 |
| Provision for loan losses | 0 | 0 | 0 | 625,000 |
| Pretax income | 2,398,000 | 5,095,000 | 8,110,000 | 10,215,000 |
| Income tax | 675,000 | 1,453,000 | 2,254,000 | 3,043,000 |
| Net income | 1,723,000 | 3,642,000 | 5,856,000 | 7,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,006,000 | 49,686,000 | 51,455,000 | 48,162,000 |
| Total capital | 46,190,000 | 54,919,000 | 56,686,000 | 52,195,000 |
| Risk-weighted assets | 414,703,000 | 433,566,000 | 430,621,000 | 441,549,000 |