Call reports 2003
BANK OF THE PACIFIC — 2003
What BANK OF THE PACIFIC reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 276,980,000 | 280,738,000 | 297,156,000 | 306,442,000 |
| Total loans | 187,044,000 | 185,312,000 | 193,669,000 | 199,738,000 |
| Allowance for loan losses | 2,354,000 | 2,350,000 | 2,353,000 | 2,238,000 |
| Securities available for sale | 51,691,000 | 50,721,000 | 58,591,000 | 57,473,000 |
| Securities held to maturity | 10,035,000 | 8,860,000 | 8,801,000 | 7,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,422,000 | 238,646,000 | 255,383,000 | 264,499,000 |
| Interest-bearing deposits | 193,933,000 | 198,832,000 | 209,851,000 | 216,938,000 |
| Noninterest-bearing deposits | 41,489,000 | 39,814,000 | 45,532,000 | 47,561,000 |
| Equity capital | 25,771,000 | 25,386,000 | 25,269,000 | 25,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,922,000 | 7,914,000 | 11,895,000 | 15,949,000 |
| Interest expense | 899,000 | 1,795,000 | 2,619,000 | 3,408,000 |
| Net interest income | 3,023,000 | 6,119,000 | 9,276,000 | 12,541,000 |
| Noninterest income | 440,000 | 897,000 | 1,436,000 | 1,842,000 |
| Noninterest expense | 1,900,000 | 3,784,000 | 5,769,000 | 7,849,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,567,000 | 3,236,000 | 4,947,000 | 6,538,000 |
| Income tax | 445,000 | 915,000 | 1,415,000 | 1,893,000 |
| Net income | 1,122,000 | 2,321,000 | 3,532,000 | 4,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,954,000 | 24,449,000 | 24,679,000 | 24,651,000 |
| Total capital | 27,319,000 | 26,820,000 | 27,032,000 | 26,889,000 |
| Risk-weighted assets | 204,144,000 | 202,100,000 | 208,619,000 | 216,874,000 |