Call reports 2002
BANK OF THE PACIFIC — 2002
What BANK OF THE PACIFIC reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 249,440,000 | 249,773,000 | 270,253,000 | 268,474,000 |
| Total loans | 178,692,000 | 177,172,000 | 182,079,000 | 185,790,000 |
| Allowance for loan losses | 2,656,000 | 2,559,000 | 2,546,000 | 2,473,000 |
| Securities available for sale | 32,136,000 | 39,995,000 | 51,658,000 | 52,230,000 |
| Securities held to maturity | 4,914,000 | 4,862,000 | 10,089,000 | 10,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,698,000 | 218,698,000 | 230,662,000 | 228,720,000 |
| Interest-bearing deposits | 185,589,000 | 183,094,000 | 190,698,000 | 185,170,000 |
| Noninterest-bearing deposits | 34,109,000 | 35,604,000 | 39,964,000 | 43,550,000 |
| Equity capital | 23,786,000 | 25,122,000 | 26,425,000 | 24,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,880,000 | 7,810,000 | 11,752,000 | 15,779,000 |
| Interest expense | 971,000 | 1,952,000 | 2,998,000 | 3,991,000 |
| Net interest income | 2,909,000 | 5,858,000 | 8,754,000 | 11,788,000 |
| Noninterest income | 454,000 | 1,158,000 | 1,635,000 | 2,059,000 |
| Noninterest expense | 1,811,000 | 3,660,000 | 5,504,000 | 7,355,000 |
| Provision for loan losses | 954,000 | 954,000 | 954,000 | 954,000 |
| Pretax income | 598,000 | 2,402,000 | 3,931,000 | 5,538,000 |
| Income tax | 182,000 | 716,000 | 1,168,000 | 1,583,000 |
| Net income | 416,000 | 1,686,000 | 2,763,000 | 3,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,493,000 | 24,663,000 | 25,740,000 | 23,832,000 |
| Total capital | 25,875,000 | 27,069,000 | 28,307,000 | 26,323,000 |
| Risk-weighted assets | 190,317,000 | 191,967,000 | 204,961,000 | 204,279,000 |