Call reports 2001
BANK OF THE PACIFIC — 2001
What BANK OF THE PACIFIC reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 258,426,000 | 242,366,000 | 245,918,000 | 243,617,000 |
| Total loans | 175,526,000 | 169,684,000 | 170,929,000 | 176,604,000 |
| Allowance for loan losses | 1,805,000 | 1,875,000 | 1,828,000 | 2,109,000 |
| Securities available for sale | 41,481,000 | 35,958,000 | 33,904,000 | 31,673,000 |
| Securities held to maturity | 1,359,000 | 1,305,000 | 1,974,000 | 4,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,952,000 | 212,195,000 | 217,651,000 | 217,962,000 |
| Interest-bearing deposits | 195,412,000 | 180,102,000 | 180,185,000 | 176,208,000 |
| Noninterest-bearing deposits | 33,540,000 | 32,093,000 | 37,466,000 | 41,754,000 |
| Equity capital | 24,101,000 | 25,031,000 | 25,873,000 | 23,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,976,000 | 9,655,000 | 14,057,000 | 18,102,000 |
| Interest expense | 2,151,000 | 3,917,000 | 5,456,000 | 6,530,000 |
| Net interest income | 2,825,000 | 5,738,000 | 8,601,000 | 11,572,000 |
| Noninterest income | 322,000 | 660,000 | 1,102,000 | 1,529,000 |
| Noninterest expense | 1,769,000 | 3,483,000 | 5,265,000 | 7,125,000 |
| Provision for loan losses | 102,000 | 200,000 | 298,000 | 580,000 |
| Pretax income | 1,276,000 | 2,715,000 | 4,140,000 | 5,396,000 |
| Income tax | 361,000 | 790,000 | 1,189,000 | 1,544,000 |
| Net income | 915,000 | 1,925,000 | 2,951,000 | 3,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,710,000 | 24,670,000 | 25,276,000 | 23,077,000 |
| Total capital | 25,515,000 | 26,545,000 | 27,108,000 | 25,190,000 |
| Risk-weighted assets | 193,047,000 | 185,251,000 | 190,725,000 | 192,024,000 |