Call reports 2025
FIRST PIONEER NATIONAL BANK — 2025
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 238,192,000 | 237,726,000 | 240,306,000 | 249,319,000 |
| Total loans | 125,569,000 | 126,024,000 | 129,063,000 | 137,358,000 |
| Allowance for loan losses | 1,492,000 | 1,494,000 | 1,491,000 | 1,490,000 |
| Securities available for sale | 96,045,000 | 96,535,000 | 95,496,000 | 88,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,039,000 | 200,327,000 | 192,178,000 | 210,583,000 |
| Interest-bearing deposits | 153,499,000 | 156,054,000 | 149,103,000 | 157,726,000 |
| Noninterest-bearing deposits | 48,540,000 | 44,273,000 | 43,075,000 | 52,857,000 |
| Equity capital | 26,202,000 | 27,155,000 | 28,262,000 | 28,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 5,143,000 | 7,860,000 | 10,603,000 |
| Interest expense | 1,024,000 | 2,080,000 | 3,190,000 | 4,288,000 |
| Net interest income | 1,511,000 | 3,063,000 | 4,670,000 | 6,315,000 |
| Noninterest income | 99,000 | 201,000 | 344,000 | 444,000 |
| Noninterest expense | 1,085,000 | 2,199,000 | 3,332,000 | 4,510,000 |
| Provision for loan losses | 16,000 | 21,000 | 22,000 | 27,000 |
| Pretax income | 525,000 | 1,065,000 | 1,682,000 | 2,249,000 |
| Income tax | 95,000 | 191,000 | 307,000 | 409,000 |
| Net income | 430,000 | 874,000 | 1,375,000 | 1,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,647,000 | 29,916,000 | 30,242,000 | 30,532,000 |