Call reports 2019
FIRST PIONEER NATIONAL BANK — 2019
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 176,335,000 | 174,427,000 | 179,734,000 | 181,467,000 |
| Total loans | 106,639,000 | 113,273,000 | 118,866,000 | 120,693,000 |
| Allowance for loan losses | 1,582,000 | 1,583,000 | 1,596,000 | 1,631,000 |
| Securities available for sale | 47,639,000 | 45,381,000 | 43,377,000 | 40,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,033,000 | 144,639,000 | 140,920,000 | 146,432,000 |
| Interest-bearing deposits | 112,833,000 | 110,900,000 | 105,277,000 | 105,914,000 |
| Noninterest-bearing deposits | 35,200,000 | 33,739,000 | 35,643,000 | 40,518,000 |
| Equity capital | 25,239,000 | 25,925,000 | 26,380,000 | 26,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,554,000 | 5,419,000 | 7,317,000 |
| Interest expense | 204,000 | 419,000 | 668,000 | 926,000 |
| Net interest income | 1,541,000 | 3,135,000 | 4,751,000 | 6,391,000 |
| Noninterest income | 131,000 | 257,000 | 270,000 | 378,000 |
| Noninterest expense | 929,000 | 1,876,000 | 2,687,000 | 3,592,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 50,000 |
| Pretax income | 743,000 | 1,518,000 | 2,336,000 | 3,141,000 |
| Income tax | 134,000 | 274,000 | 425,000 | 589,000 |
| Net income | 609,000 | 1,244,000 | 1,911,000 | 2,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,063,000 | 25,392,000 | 25,751,000 | 26,086,000 |
| Total capital | 26,580,000 | 26,975,000 | 27,347,000 | 27,717,000 |
| Risk-weighted assets | 121,262,000 | 126,700,000 | 131,876,000 | 133,400,000 |