Call reports 2016
FIRST PIONEER NATIONAL BANK — 2016
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 169,818,000 | 167,618,000 | 166,904,000 | 176,285,000 |
| Total loans | 101,880,000 | 106,726,000 | 111,715,000 | 109,520,000 |
| Allowance for loan losses | 1,464,000 | 1,455,000 | 1,480,000 | 1,548,000 |
| Securities available for sale | 50,284,000 | 48,579,000 | 45,434,000 | 42,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,871,000 | 140,448,000 | 138,996,000 | 149,259,000 |
| Interest-bearing deposits | 103,889,000 | 104,794,000 | 103,686,000 | 104,854,000 |
| Noninterest-bearing deposits | 38,982,000 | 35,654,000 | 35,310,000 | 44,405,000 |
| Equity capital | 22,484,000 | 22,838,000 | 22,953,000 | 22,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,444,000 | 2,912,000 | 4,395,000 | 5,918,000 |
| Interest expense | 138,000 | 280,000 | 424,000 | 575,000 |
| Net interest income | 1,306,000 | 2,632,000 | 3,971,000 | 5,343,000 |
| Noninterest income | 130,000 | 260,000 | 401,000 | 528,000 |
| Noninterest expense | 912,000 | 1,841,000 | 2,730,000 | 3,659,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 100,000 |
| Pretax income | 524,000 | 1,051,000 | 1,617,000 | 2,112,000 |
| Income tax | 123,000 | 247,000 | 386,000 | 503,000 |
| Net income | 401,000 | 804,000 | 1,231,000 | 1,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,806,000 | 22,034,000 | 22,286,000 | 22,490,000 |
| Total capital | 23,270,000 | 23,489,000 | 23,766,000 | 23,986,000 |
| Risk-weighted assets | 117,438,000 | 119,501,000 | 121,907,000 | 119,655,000 |