Call reports 2015
FIRST PIONEER NATIONAL BANK — 2015
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 174,697,000 | 169,024,000 | 169,883,000 | 176,940,000 |
| Total loans | 90,173,000 | 99,418,000 | 104,229,000 | 107,070,000 |
| Allowance for loan losses | 1,406,000 | 1,407,000 | 1,419,000 | 1,462,000 |
| Securities available for sale | 57,304,000 | 54,879,000 | 53,828,000 | 49,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,999,000 | 142,638,000 | 142,875,000 | 150,430,000 |
| Interest-bearing deposits | 109,259,000 | 106,603,000 | 104,465,000 | 104,948,000 |
| Noninterest-bearing deposits | 38,740,000 | 36,035,000 | 38,410,000 | 45,482,000 |
| Equity capital | 21,444,000 | 21,459,000 | 21,898,000 | 22,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,718,000 | 4,135,000 | 5,634,000 |
| Interest expense | 128,000 | 253,000 | 374,000 | 515,000 |
| Net interest income | 1,210,000 | 2,465,000 | 3,761,000 | 5,119,000 |
| Noninterest income | 125,000 | 262,000 | 395,000 | 535,000 |
| Noninterest expense | 890,000 | 1,769,000 | 2,659,000 | 3,542,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 60,000 |
| Pretax income | 445,000 | 958,000 | 1,482,000 | 2,052,000 |
| Income tax | 90,000 | 205,000 | 323,000 | 460,000 |
| Net income | 355,000 | 753,000 | 1,159,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,793,000 | 21,042,000 | 21,297,000 | 21,581,000 |
| Total capital | 22,080,000 | 22,449,000 | 22,716,000 | 23,043,000 |
| Risk-weighted assets | 102,847,000 | 115,058,000 | 120,090,000 | 121,640,000 |