Call reports 2014
FIRST PIONEER NATIONAL BANK — 2014
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 172,272,000 | 174,122,000 | 170,796,000 | 177,182,000 |
| Total loans | 81,364,000 | 87,970,000 | 91,802,000 | 96,961,000 |
| Allowance for loan losses | 1,362,000 | 1,363,000 | 1,364,000 | 1,406,000 |
| Securities available for sale | 58,295,000 | 62,277,000 | 62,839,000 | 59,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,825,000 | 148,880,000 | 145,462,000 | 150,738,000 |
| Interest-bearing deposits | 107,291,000 | 110,102,000 | 108,086,000 | 103,552,000 |
| Noninterest-bearing deposits | 40,534,000 | 38,778,000 | 37,376,000 | 47,186,000 |
| Equity capital | 20,185,000 | 20,666,000 | 20,792,000 | 21,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,246,000 | 2,641,000 | 3,943,000 | 5,331,000 |
| Interest expense | 149,000 | 290,000 | 430,000 | 566,000 |
| Net interest income | 1,097,000 | 2,351,000 | 3,513,000 | 4,765,000 |
| Noninterest income | 191,000 | 320,000 | 458,000 | 592,000 |
| Noninterest expense | 916,000 | 1,878,000 | 2,768,000 | 3,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 372,000 | 793,000 | 1,203,000 | 1,692,000 |
| Income tax | 61,000 | 139,000 | 210,000 | 311,000 |
| Net income | 311,000 | 654,000 | 993,000 | 1,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,969,000 | 20,162,000 | 20,351,000 | 20,588,000 |
| Total capital | 21,155,000 | 21,415,000 | 21,673,000 | 21,974,000 |
| Risk-weighted assets | 94,685,000 | 100,137,000 | 105,731,000 | 110,874,000 |