Call reports 2013
FIRST PIONEER NATIONAL BANK — 2013
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 182,387,000 | 172,758,000 | 166,373,000 | 176,556,000 |
| Total loans | 75,721,000 | 78,786,000 | 84,261,000 | 90,146,000 |
| Allowance for loan losses | 1,328,000 | 1,329,000 | 1,331,000 | 1,362,000 |
| Securities available for sale | 69,446,000 | 64,399,000 | 64,637,000 | 61,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,661,000 | 143,492,000 | 138,148,000 | 148,923,000 |
| Interest-bearing deposits | 109,801,000 | 103,379,000 | 98,397,000 | 101,053,000 |
| Noninterest-bearing deposits | 42,860,000 | 40,113,000 | 39,751,000 | 47,870,000 |
| Equity capital | 20,170,000 | 19,508,000 | 19,677,000 | 19,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,506,000 | 3,780,000 | 5,276,000 |
| Interest expense | 188,000 | 362,000 | 528,000 | 762,000 |
| Net interest income | 1,068,000 | 2,144,000 | 3,252,000 | 4,514,000 |
| Noninterest income | 134,000 | 265,000 | 396,000 | 533,000 |
| Noninterest expense | 857,000 | 1,749,000 | 2,652,000 | 3,574,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 345,000 | 660,000 | 996,000 | 1,473,000 |
| Income tax | 46,000 | 80,000 | 122,000 | 219,000 |
| Net income | 299,000 | 580,000 | 874,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,302,000 | 19,433,000 | 19,578,000 | 19,804,000 |
| Total capital | 20,459,000 | 20,611,000 | 20,826,000 | 21,106,000 |
| Risk-weighted assets | 92,211,000 | 93,870,000 | 99,525,000 | 104,154,000 |