Call reports 2012
FIRST PIONEER NATIONAL BANK — 2012
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 167,217,000 | 167,976,000 | 167,000,000 | 184,955,000 |
| Total loans | 67,736,000 | 74,250,000 | 76,826,000 | 81,896,000 |
| Allowance for loan losses | 1,236,000 | 1,244,000 | 1,325,000 | 1,326,000 |
| Securities available for sale | 70,652,000 | 77,581,000 | 74,815,000 | 68,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,379,000 | 137,958,000 | 137,123,000 | 156,565,000 |
| Interest-bearing deposits | 105,941,000 | 105,014,000 | 105,105,000 | 103,416,000 |
| Noninterest-bearing deposits | 33,438,000 | 32,944,000 | 32,018,000 | 53,149,000 |
| Equity capital | 19,504,000 | 19,667,000 | 20,102,000 | 20,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,279,000 | 2,565,000 | 3,898,000 | 5,206,000 |
| Interest expense | 311,000 | 582,000 | 803,000 | 1,009,000 |
| Net interest income | 968,000 | 1,983,000 | 3,095,000 | 4,197,000 |
| Noninterest income | 152,000 | 287,000 | 422,000 | 560,000 |
| Noninterest expense | 815,000 | 1,650,000 | 2,495,000 | 3,323,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 305,000 | 620,000 | 1,022,000 | 1,434,000 |
| Income tax | 48,000 | 95,000 | 158,000 | 227,000 |
| Net income | 257,000 | 525,000 | 864,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,653,000 | 18,771,000 | 18,960,000 | 19,154,000 |
| Total capital | 19,696,000 | 19,912,000 | 20,127,000 | 20,372,000 |
| Risk-weighted assets | 83,041,000 | 91,037,000 | 92,945,000 | 97,120,000 |