Call reports 2010
FIRST PIONEER NATIONAL BANK — 2010
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 135,196,000 | 137,017,000 | 142,123,000 | 146,578,000 |
| Total loans | 73,097,000 | 72,174,000 | 71,744,000 | 70,064,000 |
| Allowance for loan losses | 1,104,000 | 1,149,000 | 1,136,000 | 1,142,000 |
| Securities available for sale | 43,080,000 | 44,089,000 | 48,110,000 | 56,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,131,000 | 112,633,000 | 117,941,000 | 122,560,000 |
| Interest-bearing deposits | 91,322,000 | 92,006,000 | 93,621,000 | 94,143,000 |
| Noninterest-bearing deposits | 18,809,000 | 20,627,000 | 24,320,000 | 28,417,000 |
| Equity capital | 18,356,000 | 18,642,000 | 18,871,000 | 18,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 2,928,000 | 4,314,000 | 5,717,000 |
| Interest expense | 423,000 | 828,000 | 1,258,000 | 1,633,000 |
| Net interest income | 1,048,000 | 2,100,000 | 3,056,000 | 4,084,000 |
| Noninterest income | 141,000 | 286,000 | 439,000 | 585,000 |
| Noninterest expense | 806,000 | 1,629,000 | 2,483,000 | 3,364,000 |
| Provision for loan losses | 151,000 | 386,000 | 619,000 | 1,110,000 |
| Pretax income | 232,000 | 371,000 | 387,000 | 189,000 |
| Income tax | 30,000 | 26,000 | -23,000 | -145,000 |
| Net income | 202,000 | 345,000 | 410,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,665,000 | 17,808,000 | 17,873,000 | 17,697,000 |
| Total capital | 18,731,000 | 18,848,000 | 18,923,000 | 18,761,000 |
| Risk-weighted assets | 85,033,000 | 82,947,000 | 83,723,000 | 84,864,000 |