Call reports 2009
FIRST PIONEER NATIONAL BANK — 2009
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 136,009,000 | 133,875,000 | 132,364,000 | 139,747,000 |
| Total loans | 76,702,000 | 80,325,000 | 79,904,000 | 77,527,000 |
| Allowance for loan losses | 1,023,000 | 1,028,000 | 1,052,000 | 1,035,000 |
| Securities available for sale | 41,769,000 | 43,536,000 | 42,017,000 | 42,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,807,000 | 108,871,000 | 107,119,000 | 114,460,000 |
| Interest-bearing deposits | 87,974,000 | 87,845,000 | 88,454,000 | 91,141,000 |
| Noninterest-bearing deposits | 19,833,000 | 21,026,000 | 18,665,000 | 23,319,000 |
| Equity capital | 18,401,000 | 18,220,000 | 18,208,000 | 18,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,635,000 | 3,252,000 | 4,895,000 | 6,518,000 |
| Interest expense | 566,000 | 1,097,000 | 1,572,000 | 2,023,000 |
| Net interest income | 1,069,000 | 2,155,000 | 3,323,000 | 4,495,000 |
| Noninterest income | 138,000 | 266,000 | 421,000 | 584,000 |
| Noninterest expense | 783,000 | 1,727,000 | 2,566,000 | 3,433,000 |
| Provision for loan losses | 0 | 10,000 | 1,169,000 | 1,267,000 |
| Pretax income | 424,000 | 684,000 | 5,000 | 375,000 |
| Income tax | 95,000 | 153,000 | -145,000 | -69,000 |
| Net income | 329,000 | 531,000 | 150,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,549,000 | 17,551,000 | 17,170,000 | 17,464,000 |
| Total capital | 18,572,000 | 18,579,000 | 18,222,000 | 18,499,000 |
| Risk-weighted assets | 85,961,000 | 90,469,000 | 89,861,000 | 89,326,000 |