Call reports 2008
FIRST PIONEER NATIONAL BANK — 2008
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 130,041,000 | 126,073,000 | 128,607,000 | 136,800,000 |
| Total loans | 72,186,000 | 78,241,000 | 78,522,000 | 80,821,000 |
| Allowance for loan losses | 1,032,000 | 1,032,000 | 1,026,000 | 1,020,000 |
| Securities available for sale | 43,877,000 | 40,898,000 | 39,105,000 | 39,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,686,000 | 98,684,000 | 101,546,000 | 108,669,000 |
| Interest-bearing deposits | 82,785,000 | 82,637,000 | 81,129,000 | 83,226,000 |
| Noninterest-bearing deposits | 16,901,000 | 16,047,000 | 20,417,000 | 25,443,000 |
| Equity capital | 17,758,000 | 17,344,000 | 17,408,000 | 18,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,833,000 | 3,621,000 | 5,412,000 | 7,188,000 |
| Interest expense | 753,000 | 1,424,000 | 2,057,000 | 2,682,000 |
| Net interest income | 1,080,000 | 2,197,000 | 3,355,000 | 4,506,000 |
| Noninterest income | 104,000 | 214,000 | 331,000 | 469,000 |
| Noninterest expense | 771,000 | 1,540,000 | 2,290,000 | 3,094,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 415,000 | 893,000 | 1,409,000 | 1,895,000 |
| Income tax | 97,000 | 212,000 | 339,000 | 456,000 |
| Net income | 318,000 | 681,000 | 1,070,000 | 1,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,899,000 | 17,062,000 | 17,251,000 | 17,419,000 |
| Total capital | 17,931,000 | 18,094,000 | 18,277,000 | 18,439,000 |
| Risk-weighted assets | 84,022,000 | 87,994,000 | 88,755,000 | 90,275,000 |