Call reports 2007
FIRST PIONEER NATIONAL BANK — 2007
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 123,154,000 | 123,621,000 | 121,018,000 | 127,981,000 |
| Total loans | 70,321,000 | 73,159,000 | 74,552,000 | 73,257,000 |
| Allowance for loan losses | 1,061,000 | 1,056,000 | 1,039,000 | 1,039,000 |
| Securities available for sale | 39,546,000 | 39,394,000 | 39,449,000 | 39,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,037,000 | 97,885,000 | 95,410,000 | 102,195,000 |
| Interest-bearing deposits | 79,497,000 | 79,586,000 | 77,922,000 | 78,390,000 |
| Noninterest-bearing deposits | 17,540,000 | 18,299,000 | 17,488,000 | 23,805,000 |
| Equity capital | 16,424,000 | 16,349,000 | 16,885,000 | 17,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,799,000 | 3,610,000 | 5,479,000 | 7,307,000 |
| Interest expense | 751,000 | 1,522,000 | 2,320,000 | 3,085,000 |
| Net interest income | 1,048,000 | 2,088,000 | 3,159,000 | 4,222,000 |
| Noninterest income | 123,000 | 230,000 | 345,000 | 471,000 |
| Noninterest expense | 699,000 | 1,411,000 | 2,132,000 | 2,863,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 472,000 | 887,000 | 1,351,000 | 1,794,000 |
| Income tax | 113,000 | 205,000 | 315,000 | 421,000 |
| Net income | 359,000 | 682,000 | 1,036,000 | 1,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,567,000 | 16,690,000 | 16,844,000 | 16,781,000 |
| Total capital | 17,581,000 | 17,735,000 | 17,883,000 | 17,820,000 |
| Risk-weighted assets | 80,878,000 | 83,246,000 | 84,840,000 | 84,905,000 |