Call reports 2006
FIRST PIONEER NATIONAL BANK — 2006
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 116,024,000 | 113,609,000 | 115,942,000 | 123,358,000 |
| Total loans | 67,203,000 | 69,610,000 | 73,694,000 | 72,768,000 |
| Allowance for loan losses | 1,020,000 | 1,056,000 | 1,060,000 | 1,063,000 |
| Securities available for sale | 37,566,000 | 36,941,000 | 36,776,000 | 39,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,924,000 | 90,164,000 | 91,159,000 | 98,656,000 |
| Interest-bearing deposits | 76,473,000 | 74,610,000 | 76,371,000 | 79,079,000 |
| Noninterest-bearing deposits | 16,451,000 | 15,554,000 | 14,788,000 | 19,577,000 |
| Equity capital | 15,982,000 | 15,960,000 | 16,468,000 | 16,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,141,000 | 4,811,000 | 6,565,000 |
| Interest expense | 556,000 | 1,180,000 | 1,855,000 | 2,583,000 |
| Net interest income | 969,000 | 1,961,000 | 2,956,000 | 3,982,000 |
| Noninterest income | 126,000 | 241,000 | 362,000 | 485,000 |
| Noninterest expense | 688,000 | 1,323,000 | 2,006,000 | 2,691,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 388,000 | 860,000 | 1,293,000 | 1,757,000 |
| Income tax | 83,000 | 194,000 | 293,000 | 405,000 |
| Net income | 305,000 | 666,000 | 1,000,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,361,000 | 16,522,000 | 16,656,000 | 16,408,000 |
| Total capital | 17,321,000 | 17,502,000 | 17,673,000 | 17,439,000 |
| Risk-weighted assets | 76,790,000 | 78,327,000 | 81,356,000 | 81,678,000 |