Call reports 2005
FIRST PIONEER NATIONAL BANK — 2005
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 104,035,000 | 106,706,000 | 107,021,000 | 114,665,000 |
| Total loans | 65,122,000 | 67,289,000 | 68,652,000 | 65,772,000 |
| Allowance for loan losses | 1,125,000 | 1,131,000 | 1,015,000 | 1,016,000 |
| Securities available for sale | 34,070,000 | 31,581,000 | 31,139,000 | 35,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,646,000 | 83,212,000 | 83,782,000 | 92,834,000 |
| Interest-bearing deposits | 66,856,000 | 68,643,000 | 67,076,000 | 73,207,000 |
| Noninterest-bearing deposits | 13,790,000 | 14,569,000 | 16,706,000 | 19,627,000 |
| Equity capital | 16,086,000 | 16,415,000 | 16,420,000 | 16,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,340,000 | 2,719,000 | 4,129,000 | 5,593,000 |
| Interest expense | 388,000 | 809,000 | 1,248,000 | 1,758,000 |
| Net interest income | 952,000 | 1,910,000 | 2,881,000 | 3,835,000 |
| Noninterest income | 135,000 | 247,000 | 372,000 | 501,000 |
| Noninterest expense | 670,000 | 1,323,000 | 2,007,000 | 2,695,000 |
| Provision for loan losses | 0 | 0 | -120,000 | -120,000 |
| Pretax income | 417,000 | 834,000 | 1,366,000 | 1,761,000 |
| Income tax | 92,000 | 183,000 | 315,000 | 400,000 |
| Net income | 325,000 | 651,000 | 1,051,000 | 1,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,220,000 | 16,346,000 | 16,545,000 | 16,256,000 |
| Total capital | 17,124,000 | 17,276,000 | 17,484,000 | 17,202,000 |
| Risk-weighted assets | 72,087,000 | 74,238,000 | 75,047,000 | 75,614,000 |