Call reports 2004
FIRST PIONEER NATIONAL BANK — 2004
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 105,538,000 | 107,465,000 | 104,890,000 | 111,374,000 |
| Total loans | 61,271,000 | 64,352,000 | 67,344,000 | 66,840,000 |
| Allowance for loan losses | 993,000 | 996,000 | 984,000 | 993,000 |
| Securities available for sale | 39,419,000 | 38,758,000 | 32,422,000 | 33,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,232,000 | 83,257,000 | 80,393,000 | 88,433,000 |
| Interest-bearing deposits | 68,393,000 | 70,148,000 | 66,803,000 | 71,073,000 |
| Noninterest-bearing deposits | 13,839,000 | 13,109,000 | 13,590,000 | 17,360,000 |
| Equity capital | 16,543,000 | 16,007,000 | 16,507,000 | 16,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,639,000 | 3,985,000 | 5,343,000 |
| Interest expense | 392,000 | 779,000 | 1,166,000 | 1,553,000 |
| Net interest income | 923,000 | 1,860,000 | 2,819,000 | 3,790,000 |
| Noninterest income | 126,000 | 261,000 | 397,000 | 521,000 |
| Noninterest expense | 634,000 | 1,289,000 | 1,946,000 | 2,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 415,000 | 832,000 | 1,243,000 | 1,657,000 |
| Income tax | 89,000 | 178,000 | 261,000 | 309,000 |
| Net income | 326,000 | 654,000 | 982,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,873,000 | 16,013,000 | 16,129,000 | 16,095,000 |
| Total capital | 16,733,000 | 16,906,000 | 17,036,000 | 17,027,000 |
| Risk-weighted assets | 68,676,000 | 71,623,000 | 72,480,000 | 74,683,000 |