Call reports 2003
FIRST PIONEER NATIONAL BANK — 2003
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 101,155,000 | 102,889,000 | 101,735,000 | 110,194,000 |
| Total loans | 55,936,000 | 58,174,000 | 61,948,000 | 61,596,000 |
| Allowance for loan losses | 983,000 | 942,000 | 963,000 | 986,000 |
| Securities available for sale | 40,981,000 | 39,862,000 | 34,014,000 | 37,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,688,000 | 78,673,000 | 78,099,000 | 87,291,000 |
| Interest-bearing deposits | 65,811,000 | 65,992,000 | 65,100,000 | 68,016,000 |
| Noninterest-bearing deposits | 11,877,000 | 12,681,000 | 12,999,000 | 19,275,000 |
| Equity capital | 16,123,000 | 16,300,000 | 16,265,000 | 16,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,718,000 | 4,064,000 | 5,380,000 |
| Interest expense | 416,000 | 833,000 | 1,236,000 | 1,630,000 |
| Net interest income | 942,000 | 1,885,000 | 2,828,000 | 3,750,000 |
| Noninterest income | 117,000 | 227,000 | 342,000 | 478,000 |
| Noninterest expense | 620,000 | 1,310,000 | 1,954,000 | 2,609,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 441,000 | 804,000 | 1,223,000 | 1,626,000 |
| Income tax | 121,000 | 187,000 | 293,000 | 393,000 |
| Net income | 320,000 | 617,000 | 930,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,284,000 | 15,431,000 | 15,594,000 | 15,747,000 |
| Total capital | 16,079,000 | 16,252,000 | 16,459,000 | 16,623,000 |
| Risk-weighted assets | 63,388,000 | 65,546,000 | 69,124,000 | 69,930,000 |