Call reports 2002
FIRST PIONEER NATIONAL BANK — 2002
What FIRST PIONEER NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 94,298,000 | 99,103,000 | 100,841,000 | 105,891,000 |
| Total loans | 52,210,000 | 54,821,000 | 57,020,000 | 57,686,000 |
| Allowance for loan losses | 949,000 | 949,000 | 941,000 | 947,000 |
| Securities available for sale | 36,480,000 | 39,983,000 | 39,379,000 | 41,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,823,000 | 75,505,000 | 76,631,000 | 81,107,000 |
| Interest-bearing deposits | 61,690,000 | 63,867,000 | 65,240,000 | 64,938,000 |
| Noninterest-bearing deposits | 12,133,000 | 11,638,000 | 11,391,000 | 16,169,000 |
| Equity capital | 14,918,000 | 15,493,000 | 15,896,000 | 16,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 2,972,000 | 4,438,000 | 5,890,000 |
| Interest expense | 495,000 | 972,000 | 1,467,000 | 1,946,000 |
| Net interest income | 1,007,000 | 2,000,000 | 2,971,000 | 3,944,000 |
| Noninterest income | 119,000 | 223,000 | 334,000 | 458,000 |
| Noninterest expense | 620,000 | 1,246,000 | 1,875,000 | 2,578,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 506,000 | 978,000 | 1,431,000 | 1,828,000 |
| Income tax | 134,000 | 253,000 | 364,000 | 462,000 |
| Net income | 372,000 | 725,000 | 1,067,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,570,000 | 14,773,000 | 14,965,000 | 15,114,000 |
| Total capital | 15,304,000 | 15,538,000 | 15,762,000 | 15,929,000 |
| Risk-weighted assets | 58,755,000 | 61,818,000 | 63,628,000 | 65,024,000 |