Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 54,291,000 | 51,953,000 | 53,290,000 | 54,208,000 |
| Total loans | 26,337,000 | 26,184,000 | 27,721,000 | 29,226,000 |
| Allowance for loan losses | 390,000 | 390,000 | 390,000 | 389,000 |
| Securities available for sale | 20,956,000 | 20,323,000 | 20,146,000 | 18,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,993,000 | 42,255,000 | 43,801,000 | 46,169,000 |
| Interest-bearing deposits | 38,406,000 | 35,090,000 | 37,142,000 | 39,680,000 |
| Noninterest-bearing deposits | 7,587,000 | 7,165,000 | 6,659,000 | 6,489,000 |
| Equity capital | 6,235,000 | 6,323,000 | 6,846,000 | 6,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,192,000 | 1,794,000 | 2,426,000 |
| Interest expense | 228,000 | 459,000 | 706,000 | 961,000 |
| Net interest income | 382,000 | 733,000 | 1,088,000 | 1,465,000 |
| Noninterest income | 110,000 | 207,000 | 394,000 | 482,000 |
| Noninterest expense | 411,000 | 829,000 | 1,276,000 | 1,660,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 111,000 | 206,000 | 287,000 |
| Income tax | -2,000 | -2,000 | -6,000 | -3,000 |
| Net income | 83,000 | 113,000 | 212,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,124,000 | 7,131,000 | 7,172,000 | 7,184,000 |