Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 52,773,000 | 53,699,000 | 52,416,000 | 54,584,000 |
| Total loans | 26,878,000 | 27,896,000 | 28,188,000 | 27,916,000 |
| Allowance for loan losses | 376,000 | 384,000 | 386,000 | 389,000 |
| Securities available for sale | 21,110,000 | 20,103,000 | 19,245,000 | 20,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,518,000 | 44,289,000 | 44,614,000 | 46,516,000 |
| Interest-bearing deposits | 36,131,000 | 36,710,000 | 37,487,000 | 39,237,000 |
| Noninterest-bearing deposits | 8,388,000 | 7,579,000 | 7,128,000 | 7,279,000 |
| Equity capital | 5,931,000 | 5,834,000 | 5,645,000 | 6,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,044,000 | 1,608,000 | 2,177,000 |
| Interest expense | 135,000 | 292,000 | 502,000 | 712,000 |
| Net interest income | 374,000 | 752,000 | 1,106,000 | 1,465,000 |
| Noninterest income | 114,000 | 194,000 | 335,000 | 424,000 |
| Noninterest expense | 406,000 | 801,000 | 1,199,000 | 1,616,000 |
| Provision for loan losses | -91,000 | -88,000 | -86,000 | -84,000 |
| Pretax income | 79,000 | 139,000 | 234,000 | 261,000 |
| Income tax | 2,000 | 5,000 | 9,000 | 9,000 |
| Net income | 77,000 | 134,000 | 225,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,020,000 | 7,052,000 | 7,098,000 | 7,065,000 |