Call reports 2022
PEOPLES BANK — 2022
What PEOPLES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 54,454,000 | 52,446,000 | 51,048,000 | 52,978,000 |
| Total loans | 24,194,000 | 24,596,000 | 24,109,000 | 25,692,000 |
| Allowance for loan losses | 467,000 | 470,000 | 473,000 | 467,000 |
| Securities available for sale | 23,552,000 | 23,235,000 | 21,837,000 | 21,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,928,000 | 45,549,000 | 44,361,000 | 45,891,000 |
| Interest-bearing deposits | 37,468,000 | 36,964,000 | 35,795,000 | 37,404,000 |
| Noninterest-bearing deposits | 9,460,000 | 8,585,000 | 8,566,000 | 8,488,000 |
| Equity capital | 6,327,000 | 5,886,000 | 5,270,000 | 5,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 857,000 | 1,320,000 | 1,834,000 |
| Interest expense | 48,000 | 99,000 | 161,000 | 253,000 |
| Net interest income | 379,000 | 758,000 | 1,159,000 | 1,581,000 |
| Noninterest income | 97,000 | 176,000 | 310,000 | 409,000 |
| Noninterest expense | 380,000 | 754,000 | 1,154,000 | 1,588,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 93,000 | 174,000 | 306,000 | 390,000 |
| Income tax | 3,000 | 6,000 | 12,000 | 15,000 |
| Net income | 90,000 | 168,000 | 294,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,880,000 | 6,912,000 | 7,003,000 | 6,978,000 |