Call reports 2021
PEOPLES BANK — 2021
What PEOPLES BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 55,314,000 | 54,536,000 | 54,019,000 | 54,131,000 |
| Total loans | 25,931,000 | 25,021,000 | 24,950,000 | 23,709,000 |
| Allowance for loan losses | 455,000 | 458,000 | 461,000 | 464,000 |
| Securities available for sale | 20,359,000 | 21,904,000 | 19,488,000 | 22,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,011,000 | 44,810,000 | 45,093,000 | 45,689,000 |
| Interest-bearing deposits | 38,492,000 | 37,798,000 | 37,978,000 | 37,947,000 |
| Noninterest-bearing deposits | 7,519,000 | 7,012,000 | 7,115,000 | 7,742,000 |
| Equity capital | 7,506,000 | 7,524,000 | 7,595,000 | 7,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 933,000 | 1,436,000 | 1,896,000 |
| Interest expense | 64,000 | 121,000 | 173,000 | 220,000 |
| Net interest income | 387,000 | 812,000 | 1,263,000 | 1,676,000 |
| Noninterest income | 92,000 | 168,000 | 293,000 | 400,000 |
| Noninterest expense | 359,000 | 736,000 | 1,108,000 | 1,535,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 117,000 | 224,000 | 425,000 | 502,000 |
| Income tax | 3,000 | 7,000 | 16,000 | 19,000 |
| Net income | 114,000 | 217,000 | 409,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,686,000 | 6,749,000 | 6,871,000 | 6,830,000 |