Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 50,412,000 | 55,585,000 | 52,449,000 | 52,310,000 |
| Total loans | 27,677,000 | 27,472,000 | 26,648,000 | 24,864,000 |
| Allowance for loan losses | 429,000 | 437,000 | 444,000 | 451,000 |
| Securities available for sale | 18,519,000 | 19,487,000 | 19,529,000 | 19,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,639,000 | 46,600,000 | 43,042,000 | 43,571,000 |
| Interest-bearing deposits | 35,191,000 | 40,866,000 | 37,281,000 | 37,159,000 |
| Noninterest-bearing deposits | 5,448,000 | 5,734,000 | 5,761,000 | 6,412,000 |
| Equity capital | 7,393,000 | 7,511,000 | 7,584,000 | 7,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 527,000 | 1,042,000 | 1,536,000 | 1,990,000 |
| Interest expense | 121,000 | 220,000 | 296,000 | 363,000 |
| Net interest income | 406,000 | 822,000 | 1,240,000 | 1,627,000 |
| Noninterest income | 82,000 | 143,000 | 261,000 | 361,000 |
| Noninterest expense | 364,000 | 719,000 | 1,090,000 | 1,479,000 |
| Provision for loan losses | 3,000 | 11,000 | 18,000 | 26,000 |
| Pretax income | 121,000 | 235,000 | 393,000 | 483,000 |
| Income tax | 3,000 | 8,000 | 15,000 | 18,000 |
| Net income | 118,000 | 227,000 | 378,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,485,000 | 6,549,000 | 6,629,000 | 6,622,000 |