Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 51,012,000 | 52,653,000 | 52,001,000 | 51,749,000 |
| Total loans | 26,180,000 | 27,802,000 | 27,339,000 | 26,382,000 |
| Allowance for loan losses | 417,000 | 420,000 | 423,000 | 426,000 |
| Securities available for sale | 20,606,000 | 20,699,000 | 20,439,000 | 19,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,511,000 | 41,532,000 | 40,388,000 | 42,161,000 |
| Interest-bearing deposits | 36,568,000 | 36,438,000 | 35,730,000 | 36,355,000 |
| Noninterest-bearing deposits | 4,944,000 | 5,094,000 | 4,658,000 | 5,806,000 |
| Equity capital | 6,879,000 | 7,077,000 | 7,168,000 | 7,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,051,000 | 1,602,000 | 2,137,000 |
| Interest expense | 139,000 | 286,000 | 444,000 | 586,000 |
| Net interest income | 377,000 | 765,000 | 1,158,000 | 1,551,000 |
| Noninterest income | 117,000 | 173,000 | 289,000 | 386,000 |
| Noninterest expense | 352,000 | 691,000 | 1,042,000 | 1,402,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 121,000 | 223,000 | 376,000 | 503,000 |
| Income tax | 3,000 | 8,000 | 14,000 | 19,000 |
| Net income | 118,000 | 215,000 | 362,000 | 484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,246,000 | 6,298,000 | 6,376,000 | 6,407,000 |
| Total capital | 6,657,000 | 6,718,000 | 6,799,000 | 6,830,000 |
| Risk-weighted assets | 32,844,000 | 36,964,000 | 34,955,000 | 33,876,000 |