Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 52,501,000 | 51,001,000 | 51,434,000 | 51,704,000 |
| Total loans | 25,049,000 | 24,104,000 | 25,402,000 | 26,210,000 |
| Allowance for loan losses | 396,000 | 402,000 | 408,000 | 414,000 |
| Securities available for sale | 23,888,000 | 22,981,000 | 21,913,000 | 20,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,801,000 | 42,833,000 | 40,320,000 | 43,700,000 |
| Interest-bearing deposits | 36,968,000 | 36,725,000 | 35,235,000 | 38,538,000 |
| Noninterest-bearing deposits | 5,833,000 | 6,109,000 | 5,085,000 | 5,162,000 |
| Equity capital | 6,499,000 | 6,522,000 | 6,474,000 | 6,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 931,000 | 1,412,000 | 1,902,000 |
| Interest expense | 83,000 | 185,000 | 291,000 | 419,000 |
| Net interest income | 380,000 | 746,000 | 1,121,000 | 1,483,000 |
| Noninterest income | 72,000 | 133,000 | 246,000 | 350,000 |
| Noninterest expense | 339,000 | 682,000 | 1,038,000 | 1,392,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 107,000 | 185,000 | 311,000 | 417,000 |
| Income tax | -1,000 | 2,000 | 8,000 | 12,000 |
| Net income | 108,000 | 183,000 | 303,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,020,000 | 6,047,000 | 6,117,000 | 6,164,000 |
| Total capital | 6,416,000 | 6,442,000 | 6,525,000 | 6,578,000 |
| Risk-weighted assets | 32,636,000 | 31,598,000 | 32,651,000 | 33,072,000 |