Call reports 2017
PEOPLES BANK — 2017
What PEOPLES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 52,074,000 | 52,948,000 | 53,312,000 | 52,207,000 |
| Total loans | 23,579,000 | 24,429,000 | 25,868,000 | 24,521,000 |
| Allowance for loan losses | 375,000 | 380,000 | 385,000 | 391,000 |
| Securities available for sale | 25,163,000 | 25,337,000 | 24,121,000 | 24,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,662,000 | 42,246,000 | 41,764,000 | 44,634,000 |
| Interest-bearing deposits | 36,436,000 | 36,179,000 | 36,383,000 | 39,264,000 |
| Noninterest-bearing deposits | 6,226,000 | 6,067,000 | 5,382,000 | 5,370,000 |
| Equity capital | 6,489,000 | 6,666,000 | 6,709,000 | 6,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 910,000 | 1,385,000 | 1,850,000 |
| Interest expense | 61,000 | 128,000 | 202,000 | 280,000 |
| Net interest income | 392,000 | 782,000 | 1,183,000 | 1,570,000 |
| Noninterest income | 61,000 | 115,000 | 193,000 | 300,000 |
| Noninterest expense | 346,000 | 699,000 | 1,037,000 | 1,423,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 101,000 | 186,000 | 324,000 | 426,000 |
| Income tax | -4,000 | -1,000 | 5,000 | 9,000 |
| Net income | 105,000 | 187,000 | 319,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,822,000 | 5,856,000 | 5,937,000 | 5,960,000 |
| Total capital | 6,197,000 | 6,236,000 | 6,322,000 | 6,351,000 |
| Risk-weighted assets | 31,309,000 | 32,289,000 | 33,023,000 | 31,593,000 |