Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 51,023,000 | 51,094,000 | 51,104,000 | 53,398,000 |
| Total loans | 22,732,000 | 21,993,000 | 22,884,000 | 24,298,000 |
| Allowance for loan losses | 349,000 | 355,000 | 362,000 | 368,000 |
| Securities available for sale | 24,863,000 | 25,791,000 | 24,606,000 | 24,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,909,000 | 42,624,000 | 41,627,000 | 45,089,000 |
| Interest-bearing deposits | 37,041,000 | 37,555,000 | 37,112,000 | 40,490,000 |
| Noninterest-bearing deposits | 4,868,000 | 5,070,000 | 4,516,000 | 4,598,000 |
| Equity capital | 6,568,000 | 6,683,000 | 6,657,000 | 6,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 901,000 | 1,346,000 | 1,788,000 |
| Interest expense | 41,000 | 91,000 | 140,000 | 200,000 |
| Net interest income | 409,000 | 810,000 | 1,206,000 | 1,588,000 |
| Noninterest income | 74,000 | 123,000 | 182,000 | 293,000 |
| Noninterest expense | 348,000 | 730,000 | 1,048,000 | 1,403,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 133,000 | 198,000 | 329,000 | 468,000 |
| Income tax | 29,000 | 0 | 35,000 | 40,000 |
| Net income | 104,000 | 198,000 | 294,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,603,000 | 5,648,000 | 5,692,000 | 5,763,000 |
| Total capital | 5,952,000 | 6,005,000 | 6,054,000 | 6,131,000 |
| Risk-weighted assets | 30,417,000 | 29,936,000 | 30,208,000 | 30,852,000 |