Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,344,000 | 48,847,000 | 51,228,000 | 50,089,000 |
| Total loans | 20,375,000 | 20,219,000 | 22,256,000 | 21,689,000 |
| Allowance for loan losses | 326,000 | 329,000 | 333,000 | 343,000 |
| Securities available for sale | 24,605,000 | 25,027,000 | 24,152,000 | 23,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,051,000 | 40,333,000 | 41,165,000 | 43,343,000 |
| Interest-bearing deposits | 35,497,000 | 35,568,000 | 36,601,000 | 39,025,000 |
| Noninterest-bearing deposits | 5,554,000 | 4,765,000 | 4,564,000 | 4,318,000 |
| Equity capital | 6,378,000 | 6,182,000 | 6,327,000 | 6,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 844,000 | 1,283,000 | 1,726,000 |
| Interest expense | 35,000 | 70,000 | 106,000 | 143,000 |
| Net interest income | 389,000 | 774,000 | 1,177,000 | 1,583,000 |
| Noninterest income | 88,000 | 154,000 | 221,000 | 310,000 |
| Noninterest expense | 347,000 | 696,000 | 1,043,000 | 1,373,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 19,000 |
| Pretax income | 127,000 | 230,000 | 353,000 | 508,000 |
| Income tax | 0 | 0 | 0 | 30,000 |
| Net income | 127,000 | 230,000 | 353,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,438,000 | 5,475,000 | 5,534,000 | 5,550,000 |
| Total capital | 5,764,000 | 5,804,000 | 5,867,000 | 5,893,000 |
| Risk-weighted assets | 28,000,000 | 28,021,000 | 30,004,000 | 29,563,000 |