Call reports 2014
PEOPLES BANK — 2014
What PEOPLES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 46,307,000 | 45,822,000 | 47,132,000 | 49,064,000 |
| Total loans | 19,147,000 | 18,500,000 | 18,563,000 | 18,629,000 |
| Allowance for loan losses | 316,000 | 324,000 | 332,000 | 333,000 |
| Securities available for sale | 22,635,000 | 23,711,000 | 23,868,000 | 23,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,177,000 | 38,258,000 | 39,484,000 | 42,197,000 |
| Interest-bearing deposits | 34,425,000 | 33,446,000 | 34,318,000 | 37,130,000 |
| Noninterest-bearing deposits | 5,752,000 | 4,812,000 | 5,166,000 | 5,067,000 |
| Equity capital | 5,706,000 | 5,820,000 | 5,922,000 | 6,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 833,000 | 1,258,000 | 1,681,000 |
| Interest expense | 37,000 | 74,000 | 112,000 | 150,000 |
| Net interest income | 379,000 | 759,000 | 1,146,000 | 1,531,000 |
| Noninterest income | 69,000 | 102,000 | 194,000 | 222,000 |
| Noninterest expense | 328,000 | 643,000 | 1,006,000 | 1,328,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 18,000 |
| Pretax income | 114,000 | 206,000 | 316,000 | 412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 206,000 | 316,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,075,000 | 5,164,000 | 5,200,000 | 5,293,000 |
| Total capital | 5,391,000 | 5,487,000 | 5,532,000 | 5,626,000 |
| Risk-weighted assets | 27,248,000 | 26,573,000 | 26,924,000 | 27,014,000 |