Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,628,000 | 45,332,000 | 45,559,000 | 45,945,000 |
| Total loans | 17,532,000 | 17,421,000 | 18,394,000 | 17,757,000 |
| Allowance for loan losses | 331,000 | 322,000 | 323,000 | 305,000 |
| Securities available for sale | 22,585,000 | 22,469,000 | 22,933,000 | 22,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,270,000 | 39,253,000 | 37,529,000 | 40,178,000 |
| Interest-bearing deposits | 35,416,000 | 34,260,000 | 32,020,000 | 35,071,000 |
| Noninterest-bearing deposits | 4,854,000 | 4,992,000 | 5,510,000 | 5,107,000 |
| Equity capital | 6,011,000 | 5,614,000 | 5,018,000 | 5,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 827,000 | 1,230,000 | 1,633,000 |
| Interest expense | 42,000 | 82,000 | 124,000 | 162,000 |
| Net interest income | 386,000 | 745,000 | 1,106,000 | 1,471,000 |
| Noninterest income | 96,000 | 150,000 | 233,000 | 295,000 |
| Noninterest expense | 337,000 | 665,000 | 970,000 | 1,296,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 136,000 | 212,000 | 342,000 | 434,000 |
| Income tax | 3,000 | 6,000 | 11,000 | 13,000 |
| Net income | 133,000 | 206,000 | 331,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,836,000 | 4,908,000 | 4,912,000 | 4,960,000 |
| Total capital | 5,157,000 | 5,229,000 | 5,235,000 | 5,265,000 |
| Risk-weighted assets | 25,708,000 | 25,659,000 | 26,552,000 | 26,130,000 |