Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,529,000 | 45,793,000 | 45,382,000 | 47,639,000 |
| Total loans | 16,640,000 | 14,823,000 | 16,566,000 | 17,595,000 |
| Allowance for loan losses | 316,000 | 313,000 | 311,000 | 320,000 |
| Securities available for sale | 17,104,000 | 19,589,000 | 22,151,000 | 23,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,649,000 | 39,821,000 | 39,243,000 | 41,284,000 |
| Interest-bearing deposits | 33,614,000 | 33,677,000 | 33,587,000 | 36,308,000 |
| Noninterest-bearing deposits | 5,035,000 | 6,144,000 | 5,657,000 | 4,976,000 |
| Equity capital | 5,631,000 | 5,681,000 | 5,814,000 | 5,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 760,000 | 1,134,000 | 1,526,000 |
| Interest expense | 56,000 | 107,000 | 152,000 | 195,000 |
| Net interest income | 330,000 | 653,000 | 982,000 | 1,331,000 |
| Noninterest income | 97,000 | 158,000 | 297,000 | 349,000 |
| Noninterest expense | 323,000 | 629,000 | 950,000 | 1,272,000 |
| Provision for loan losses | 3,000 | 6,000 | 15,000 | 21,000 |
| Pretax income | 101,000 | 176,000 | 314,000 | 387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 176,000 | 314,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,593,000 | 4,604,000 | 4,677,000 | 4,703,000 |
| Total capital | 4,894,000 | 4,895,000 | 4,988,000 | 4,911,000 |
| Risk-weighted assets | 24,046,000 | 23,289,000 | 25,204,000 | 26,568,000 |