Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 39,204,000 | 42,655,000 | 44,290,000 | 45,160,000 |
| Total loans | 19,887,000 | 16,782,000 | 17,402,000 | 17,077,000 |
| Allowance for loan losses | 310,000 | 315,000 | 325,000 | 304,000 |
| Securities available for sale | 12,343,000 | 17,243,000 | 19,240,000 | 19,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,903,000 | 37,253,000 | 38,703,000 | 39,555,000 |
| Interest-bearing deposits | 30,920,000 | 32,574,000 | 33,381,000 | 34,298,000 |
| Noninterest-bearing deposits | 2,983,000 | 4,679,000 | 5,322,000 | 5,257,000 |
| Equity capital | 5,047,000 | 5,207,000 | 5,368,000 | 5,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 766,000 | 1,145,000 | 1,519,000 |
| Interest expense | 87,000 | 165,000 | 233,000 | 295,000 |
| Net interest income | 299,000 | 601,000 | 912,000 | 1,224,000 |
| Noninterest income | 77,000 | 169,000 | 250,000 | 281,000 |
| Noninterest expense | 309,000 | 632,000 | 942,000 | 1,224,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 58,000 | 120,000 | 193,000 | 245,000 |
| Income tax | 0 | 5,000 | 8,000 | 10,000 |
| Net income | 58,000 | 115,000 | 185,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,396,000 | 4,422,000 | 4,466,000 | 4,491,000 |
| Total capital | 4,695,000 | 4,707,000 | 4,772,000 | 4,795,000 |
| Risk-weighted assets | 23,913,000 | 22,768,000 | 24,447,000 | 24,521,000 |