Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 39,987,000 | 38,359,000 | 39,281,000 | 39,836,000 |
| Total loans | 23,127,000 | 22,508,000 | 21,888,000 | 21,182,000 |
| Allowance for loan losses | 258,000 | 289,000 | 299,000 | 295,000 |
| Securities available for sale | 10,732,000 | 10,326,000 | 9,588,000 | 11,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,546,000 | 32,667,000 | 33,483,000 | 34,629,000 |
| Interest-bearing deposits | 30,478,000 | 29,930,000 | 30,820,000 | 31,620,000 |
| Noninterest-bearing deposits | 4,068,000 | 2,737,000 | 2,663,000 | 3,009,000 |
| Equity capital | 5,048,000 | 5,067,000 | 5,132,000 | 4,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 938,000 | 1,392,000 | 1,787,000 |
| Interest expense | 120,000 | 227,000 | 345,000 | 451,000 |
| Net interest income | 348,000 | 711,000 | 1,047,000 | 1,336,000 |
| Noninterest income | 66,000 | 143,000 | 217,000 | 272,000 |
| Noninterest expense | 311,000 | 629,000 | 952,000 | 1,270,000 |
| Provision for loan losses | 27,000 | 50,000 | 80,000 | 90,000 |
| Pretax income | 76,000 | 175,000 | 232,000 | 248,000 |
| Income tax | -1,000 | 8,000 | 10,000 | 11,000 |
| Net income | 77,000 | 167,000 | 222,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,300,000 | 4,356,000 | 4,373,000 | 4,362,000 |
| Total capital | 4,557,000 | 4,645,000 | 4,672,000 | 4,657,000 |
| Risk-weighted assets | 27,334,000 | 26,396,000 | 25,793,000 | 25,666,000 |