Call reports 2009
PEOPLES BANK — 2009
What PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 37,552,000 | 37,828,000 | 37,346,000 | 38,817,000 |
| Total loans | 20,778,000 | 21,266,000 | 22,192,000 | 21,371,000 |
| Allowance for loan losses | 235,000 | 237,000 | 237,000 | 240,000 |
| Securities available for sale | 11,312,000 | 10,630,000 | 10,010,000 | 9,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,414,000 | 32,656,000 | 32,021,000 | 33,644,000 |
| Interest-bearing deposits | 29,653,000 | 29,864,000 | 29,375,000 | 24,626,000 |
| Noninterest-bearing deposits | 2,761,000 | 2,792,000 | 2,646,000 | 9,018,000 |
| Equity capital | 4,856,000 | 4,920,000 | 5,073,000 | 5,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,005,000 | 1,506,000 | 1,982,000 |
| Interest expense | 148,000 | 284,000 | 412,000 | 535,000 |
| Net interest income | 353,000 | 721,000 | 1,094,000 | 1,447,000 |
| Noninterest income | 88,000 | 139,000 | 245,000 | 297,000 |
| Noninterest expense | 320,000 | 660,000 | 981,000 | 1,331,000 |
| Provision for loan losses | 18,000 | 30,000 | 56,000 | 63,000 |
| Pretax income | 103,000 | 170,000 | 302,000 | 350,000 |
| Income tax | -12,000 | -13,000 | -19,000 | -2,000 |
| Net income | 115,000 | 183,000 | 321,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,137,000 | 4,174,000 | 4,269,000 | 4,260,000 |
| Total capital | 4,372,000 | 4,411,000 | 4,506,000 | 4,500,000 |
| Risk-weighted assets | 25,515,000 | 25,917,000 | 26,425,000 | 26,047,000 |