Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,158,000 | 39,176,000 | 38,683,000 | 38,086,000 |
| Total loans | 23,171,000 | 21,905,000 | 22,012,000 | 19,726,000 |
| Allowance for loan losses | 266,000 | 251,000 | 286,000 | 236,000 |
| Securities available for sale | 13,639,000 | 12,803,000 | 11,068,000 | 10,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,668,000 | 34,200,000 | 33,639,000 | 33,011,000 |
| Interest-bearing deposits | 30,121,000 | 27,002,000 | 30,487,000 | 23,881,000 |
| Noninterest-bearing deposits | 2,547,000 | 7,198,000 | 3,152,000 | 9,130,000 |
| Equity capital | 4,795,000 | 4,650,000 | 4,702,000 | 4,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,198,000 | 1,777,000 | 2,300,000 |
| Interest expense | 247,000 | 463,000 | 657,000 | 827,000 |
| Net interest income | 365,000 | 735,000 | 1,120,000 | 1,473,000 |
| Noninterest income | 76,000 | 122,000 | 205,000 | 268,000 |
| Noninterest expense | 338,000 | 628,000 | 930,000 | 1,271,000 |
| Provision for loan losses | 12,000 | 44,000 | 86,000 | 98,000 |
| Pretax income | 91,000 | 185,000 | 309,000 | 372,000 |
| Income tax | -183,000 | -175,000 | -160,000 | -162,000 |
| Net income | 274,000 | 360,000 | 469,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,983,000 | 3,979,000 | 4,036,000 | 4,063,000 |
| Total capital | 4,249,000 | 4,230,000 | 4,322,000 | 4,299,000 |
| Risk-weighted assets | 27,535,000 | 27,075,000 | 27,001,000 | 24,590,000 |